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Savipy
The shared ledger

Your group's money, in one record everyone trusts.

Savipy is a shared ledger for groups that save and lend together — every contribution, loan and repayment written down once, reviewed, and visible to every member.

Free
Starter plan
Web & mobile
every device
No card
to begin
app.savipy.com
The Savipy savings ledger: group deposits, withdrawals and approvals in one view
$

One ledger

Every member reads the same numbers, not a photo of someone's notebook.

Nothing slips

Pending and approved are kept apart, so nothing counts until the group agrees.

Always to hand

Statements and balances are ready whenever a member asks for them.

What you can do

Everything a saving-and-lending group needs to keep straight

Start with contributions and grow into loans, goals and reporting as your group does. Each part leaves a record you can stand behind.

  • Contributions

    Record what each member pays in, with the date, method and a note. Everyone sees the same running balance — no more reconciling three different notebooks.

  • Loans

    Give out loans against the group's savings, set the interest and schedule, and track repayments and what's still outstanding without the math by hand.

  • Goals

    Set a target the group is saving toward and watch it fill up. Move money from savings into a goal and keep the two apart in the books.

  • Transfers

    Move funds between members and accounts inside the group, with both sides of every transfer recorded so the ledger always balances.

  • Reports & statements

    Export a clean statement or a full report as PDF or CSV whenever a member asks or the group meets. Schedule the ones you send regularly.

  • Roles & approvals

    Treasurers record, the group reviews, and an entry only counts once it's approved. Everyone gets the access that fits their role — nothing more.

How it works

From the first contribution to a record you can audit

Savipy follows the way groups already work — someone records, the group reviews, and the books stay honest.

  1. 01

    Set up your group

    Create your organisation, add members and decide who records and who approves. It takes a few minutes.

  2. 02

    Record as money moves

    Log contributions, loans and repayments as they happen, from the web or your phone. Each entry waits for review.

  3. 03

    Review together

    Approvals turn pending entries into the official record, so the books reflect what the group actually agreed.

  4. 04

    See the whole picture

    Balances, loans and goals stay up to date for everyone. Pull a statement any time without hunting for receipts.

Built to be trusted

Money records deserve more care than a group chat

Savipy keeps each group's books separate, protects accounts with modern sign-in and optional two-factor, and writes a history you can look back through. People see only what their role allows.

  • Two-factor authentication and recovery codes
  • Role-based access, enforced on the server
  • An activity trail behind every change
  • Each group's data kept apart from the rest

Account protected

Two-factor is on for this account

Treasurer Records & reviews
Member Views own activity
Chairperson Approves entries
app.savipy.com
Savipy reports on the web — group totals, trends and exports
Recording a savings contribution on the Savipy mobile app
Web and mobile

One record, whichever screen you reach for

Record a contribution on your phone during the meeting, then open the full books on a laptop afterwards. It's the same ledger either way, updated for everyone the moment an entry is approved.

Pricing

Free to start, fair as you grow

Begin on the Starter plan at no cost. When your group starts lending or wants scheduled reports, move up to a paid plan — and only then.

Start keeping a cleaner record today

Create your group in a few minutes. The Starter plan is free, and there's nothing to install to try it.